Effective Date: January 29, 2026

These Terms and Conditions govern any services provided through this website. By engaging with my services, you agree to the terms below.

Services

I provide coaching, guidance, and educational support focused on finance, mindset, decision-making, and life strategy. Services are offered globally and delivered digitally unless stated otherwise.

Eligibility

My services are intended for individuals who already have a financial or professional foundation and are seeking guidance, structure, and strategic clarity. I reserve the right to decline service where appropriate.

Payments

All fees for services are communicated clearly before engagement. Payments must be made in full unless otherwise agreed. Payments are non-refundable once services begin.

Results Disclaimer

Outcomes vary based on individual effort, decisions, and circumstances. No specific financial or personal results are guaranteed.

Client Responsibility

You remain fully responsible for your personal, financial, and business decisions. Any actions taken based on coaching or guidance are at your own discretion.

Intellectual Property

All materials, frameworks, and content provided during services remain my intellectual property and may not be shared, resold, or reused without permission.

Termination

I reserve the right to terminate services if terms are violated or if the working relationship is no longer productive.

Governing Law

These Terms and Conditions are governed by the laws of the State of New York, United States.